Friday, October 9, 2015

"Five Steps to Get Ready for Enrollment 2016" Dr. Taffy Wagner

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Where did the time go? In less than a month, the enrollment period for 2016 will start. Are you ready? Or are you the one reading this that is still in shock from the 2015 enrollment period? How do you get ready? Take a deep breath and prepare to be empowered. Below you will discover five steps to help you get ready for the enrollment period. 

First:  Review your current health insurance plan. Look at your monthly premium, deductible and what y our co-pays are. Have you been notified by your insurance company that your rates are increasing or staying the same? If your rates are increasing,what is different in the new plan from the existing plan? Ask the questions.

Second: What has changed with your health? Do you take more medications? Do you take less? Are you eating better and drinking more water or are you going along with the status quota when it comes to your health? How you take care of yourself from day to day can affect your overall health. This in turn impacts your decisions when it comes to choosing a healthcare plan. 

Third: Was your provider under your current plan? Some people enrolled in a healthcare plan in 2015 thinking there provider would be there and later discovered the primary care physician was not. How often did you see your primary care physician? Will they be under the new plan? If you are unsure, call the office and ask the question. 

Fourth:  How did your current policy affect your bottom line? Yes, I said it. Do you feel as if you got the benefits you paid for? Or were you one of those millions of people who became UNDER-INSURED? That means they have health insurance; however, their out of pocket costs are so high they do not go to the doctor. Stop and take the time to crunch the numbers. I am not saying forsake your health. I am saying let’s talk dollars and sense!! Guess who has to pay for it? Guess who’s responsible for paying YOUR bills?

Fifth: Do not let them automatically re-enroll you when the enrollment period starts on November 1, 2015. Do you know if you let them automatically re-enroll you and the premium price increased, you will get the surprise of your lifetime when you have that first draft out of your account? Are you also aware that if you actually go back in through the marketplace and shop around, you could save money with a different plan? Set aside some time now and get ready for the new enrollment period. If you have any questions, do not hesitate to contact me through www.ownyourhealthcare.com . I’m a healthcare advocate and help people all year round. There’s no need in people being frustrated because they believe they don’t have options. Do the research. Make some phone calls and ask some questions. It has been my pleasure providing you insight into the world of health insurance and healthcare. 



                                              Twitter name: @ownurhealthcare 

                            Facebook: www.facebook.com/selfemployedhealthbenefits

BOSS Spotlight: Meet The "Marketing Innovator" Karen Alston

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Karen Maria Alston, A leader in the marketing industry, Karen Maria Alston has proven to be one of many top innovative and visionary thinkers in the business. Karen began her career at Fortune 100 companies such as JP Morgan Chase, MBNA America Bank and America Online. In 2002, Karen left her career in corporate America & founded Alston Marketing Group 
www.alstonmarketing.com Her extensive client list features government & non profit entities in the Mid Atlantic region. Karen has been features in numerous publications including Black MBA, Essence, DC Modern Luxury, Black Enterprise and many others.

TheBOSSNetwork: What were some obstacles that you faced in the beginning process of starting your business or career?

Karen AlstonI was so green. I knew I was well trained from school but unprepared for corporate America. I am so thankful for learning my craft at the hands of some of the best marketers on Wall Street and in banking. I learned to do any function in the company. I understood the power of hard work and a disciplined work ethic.To this day I rarely take lunch.

BN: What inspired you to break into your particular industry?

KA: I fell into marketing while working at MBNA. I enjoyed testing different credit card offers and card designs. I enjoyed working with so many brands. I quickly transitioned out of managing teams into working on creative projects. My love for marketing was born and I was good at it and could make a impact in the success of the company.

BN: How do you balance your personal and professional life or have you been able to find a balance?

KA: It has taken me years to develop a work life balance. I leave my business at the office. I try to not bring work home unless I have no other choice. I take time for myself, working out, my health and friendships/family. I used to not do this and one day realized I needed that balance. Now, I demand it and maintain a healthy work life balance.

BN: What is an inspirational quote that you live by?

KA: Success is not final, failure is not fatal; it is the courage to continue that counts.Winston Churchill

BN: Who were some influential people or mentors that helped encouraged you along the way?

KA: I am blessed to have several mentors, men and women who guide and push me for success. Oprah is a spiritual mentor though I have never met he in person, she helped me find my spiritual path to live my best life. I am truly blessed to have too many mentors to list 
here.


BN: What are your ?must-haves? to keep your career or business going strong?

KA: Relationships, for me business is about relationships. Keeping them and cultivating them. People may move jobs or leave to move to another town/city but if you do good work they will seek out to work with you again. I have a strong team that supports me. My team is my brand/business. They help my firm provide great service and creative to our client.

BN: What is your definition of a BOSS?

KA: A woman who understands who she is and understand what is required for success





Connect with Karen Alston on Twitter
@advertisingdiva Facebook Advertising Diva
( Karen Alstonlearn more about products
and services at www.alstonmarketing.com



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Tuesday, October 6, 2015

BOSS Spotlight: Meet The "Motivational Speaker" Makeba Green

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Makeba Green, started her nonprofit OMG Enterprise at the age of 13. Makeba is currently an author, photographer, educator,  media mogul, community activist, she has had the chance to impact the world because of her obstacles she has faced.

TheBOSSNetwork: What were some obstacles that you faced in the beginning process of
 starting your business or career?

Makeba Green: Some obstacles that I faced at the age of 13 years old when I started my business are the same obstacles that I face now that I’m 21. People judge me and treat me with less respect because of my age, the color of my skin & because I’m a woman. Unfortunately, many people let that be a determining factor of if they would work with or take me seriously with my nonprofit & my entrepreneurial goals and aspirations. Even with me being a student. I had to constantly prove that I was actually worthy enough for people to even refer to me as an entrepreneur, or student, instead I was always hearing “Oh look at this little girl, isn’t she cute.” This obstacle is something that I still face, but I no longer let it discourage me but instead I use it to my advantage.

BN: What inspired you to break into your particular industry?

MG: What inspired me to pursue my nonprofit was ultimately was when I was in high school I attended my first meeting to apply for a grant. To make a long story short, I used my money that I made from my business to buy business attire & to make sure that I was presentable before the meeting started the, C.E.O of the company stated, “Are you Makeba’s daughter?” I replied no I’m Makeba Green, she said,” Listen honey you shouldn’t lie, because the Makeba we spoke to was well over a baby there’s no way you could be Makeba,”…. She followed by saying, “Honey look it’s not nice to tell lies, please leave this office.” I rushed out the office in tears & disappointment, however God blessed me that day because while I was crying in the office waiting for my parents to pick me up, God blessed me with a mentor & supporter who supports my nonprofit business to this day,
from that day on I promised myself I would never let anyone or anything stop my success.

BN: How do you balance your personal and professional life or have you been able to find a balance?

MG: I love what I do, so I don’t look at my business as a stressor rather a relative so in terms of balance I’ve learned how to take time for myself and my business.

BN: What is an inspirational quote that you live by?

MG: “Without struggle there is no progress.”- by Frederick Douglass

BN: Who were some influential people or mentors that helped or encouraged you along the way?

MG: My parents were my first mentors, because I literally saw them struggle & accomplish so much success which gave me no choice to excel and never give up.

BN:  What are your must-haves to keep your career or business going strong?

MG:To keep my business going I constantly need support & people to believe in my nonprofit mission.


BN: What is your definition of a BOSS?

MB: A boss is someone who doesn’t need permission to achieve there goals or success.



Connect with Makeba Green on Twitter
@makebagreen Facebook Makeba Green and Instagram @makebagreen


Make sure to become a member of The BOSS Network to be featured