Sis, Fix Your Money! By Monique Caradine-Kitchens

Monique Caradine-Kitchens is on a mission to help as many women as possible do better with money so they can live in the overflow.
She uses her two decades as an on-air personality and entrepreneur, to help women heal their relationship with money, monetize their expertise and create generational wealth.
Monique is the author of How to Embrace Your Inner Millionaire. Her website is overflownow.com

Raise your hand if you grew up watching your parents or family members work two or three jobs just to make ends meet.

I know I did. I come from a family of hard-working people who welcomed double shifts and overtime whenever it was offered. Extra money required extra work, even if it meant we had to go a few days without adequate rest or family time.

Yet, in spite of grinding for all those hours, I still remember hearing my family always saying, “I’m tryna rob Peter to pay Paul!”

That phrase became a part of my internal story and as I started my career, I found myself doing the same thing–robbing Peter to pay Paul. Eventually, I began studying how money works and later became a certified coach with a specialty in money mindset.

Today, through my work as a coach and host of the Sisternomics podcast, I've helped countless women improve their money situation and achieve their goals. In this post, I want to share three of the basic strategies that have helped me and many of the women I’ve worked with over the years.

1. Change Your Mindset
One of the most important steps to improving your finances is changing your mindset about money. As women, we're often taught that money is a taboo topic. Many of us grew up watching our parents struggle and stress over money. This kind of “money story" can hold us back from taking the necessary steps to improve our financial situation.

To overcome the old money story, I encourage women to re-frame their thoughts about money. Instead of seeing it as an uncomfortable topic, think about money as a tool that flows freely in the world. See it as a plentiful resource that can help you achieve your goals and live the life you want. By adopting a new mindset about money, you'll be more intentional about taking specific actions to fix your money situation.


2. Build Multiple Streams of Income
Another key strategy for improving your finances is building multiple streams of income. This means finding ways to earn money beyond your primary job or career. For example, you could start a side business, invest in real estate, or freelance in your area of expertise.

Having multiple streams of income not only provides you with more financial security, but it also gives you more control over your time and how you spend it. I call this “creating your own economy.”

I recommend starting small by identifying one or two areas where you can earn extra money and gradually expanding your income streams over time.

3. Invest in learning about money
Finally, I can't stress enough the importance of seeking out good financial education and support. Find a money mentor or coach who can guide you through the process of improving your money situation. Someone who can help you establish a firm foundation of good money habits and beliefs that will get you to your desired financial destination.

You can also attend workshops and seminars, read books on personal finance, listen to podcasts like Sisternomics, and join online communities like the Sisternomics Inner Circle on Facebook which is dedicated to financial empowerment for women.

By investing in yourself and seeking out support from credentialed professionals, you'll be better equipped to implement these steps, fix your money situation and leave a legacy of wealth for you and your family.

Learn more about Monique at https://OverflowNow.comTwitter: @MoniqueCaradine