Friday, April 14, 2017

BOSS Spotlight: Insurance and Financial Services Advisor by Georgelyn Hicks

Georgelyn Hicks has been a top advisor helping individuals and businesses realize their dreams by developing financial security and growth. She operates in multiple states, Georgelyn Hicks dba State Farm Insurance for more than 25 years. Georgelyn and her team of agents, help her clients protect themselves from the consequences of unforeseen events and build their future through insurance and financial products.

BN: What were some obstacles that you faced in the beginning process of starting your business or career? 

GH: The dream of business began 10 years before the door opened.  Each step along the way was exciting and hopeful but in the back of my head was that tape of fear, “can I really succeed” So I began practicing faithful affirmation and self- talk. I fight the tendency to become immobile. So I schedule my goal activities to keep me moving and accomplishing step by step.  

BN: What inspired you to break into your particular industry?

GH: Through my 13 years as an insurance claims adjuster I realized that many people in the black community and women, did not know what they purchased when they bought insurance.  More were spending money on clothes and eating than putting money away for saving, investments, leaving an inheritance or retirement.  I heard a call in my spirit to help my people not perish from a lack of knowledge. 

BN: How do you balance your personal and professional life or have you been able to find a balance?

GH: Balance requires an understanding to keep the first things FIRST. God is the source of life and his wisdom got me to this place in life. I practice a consist time of worship and pray for guidance about my day and business.  My family is a gift, my greatest success is to be a good influence in their time of life.  You will never regret the effort you put into these relationships. 

BN: What is an inspirational quote that you live by? 

GH:  I know the plans I have for you, declares the Lord, plans to prosper you and not to harm you, plans to give you hope and a future. Jeremiah 29:11

BN: Who were some influential people or mentors that helped or encouraged you along the way? 
GH: I follow many women who are influential in their Christian life and business. Here are a few:  Dr. Lois Evans, Dr. Bridget Hilliard, Carly, Fiorina, Nancy Leigh DeMoss, Pricilla Q. Williams and Gayle King. 

BN: What are your "must-haves" to keep your career or business going strong?

GH: By grace, I try to keep from letting negative emotions overcome me. Our thoughts are the building blocks of the outcomes of life. Through guidance, I use my time to grow in life and knowledge.  I am a life learner, I read and interact with others with an open mind.  

BN: What is your definition of a BOSS?

GH: A BOSS is a visionary. She influences others to move into their future.  She creates strategies and systems to accomplish her goals.  She builds a team that can go into the future with her.  A BOSS is a coach and builder of the gifts and talents of the people around her. She is humble and knows by God's grace and plan she is standing in this place of leadership. 

BN: Provide us with two words that describe you? Ex. "Success Coach" "Beauty Expert."

GH:  “Bible Teacher, Financial and Insurance Coach

Be sure to visit Georgelyn Hicks on her website:

Saturday, April 1, 2017

Now Let's Get in Formation (Professionally Speaking) by Vanessa Abron

Beyoncé has one of the largest and most devoted fan followings and her level of stardom naturally attracts media, yet she rarely gives an interview. However, we as BOSS women can learn from Queen Bey despite the fact that we aren’t superstars.

Impactful Initiatives

One thing is that when Beyoncé does something, it’s impactful. Since the beginning, almost everything she does incites conversation. 

That’s why when I approach any initiative, the first question I ask is “So what?” While our campaign or project is important to us, why should anyone else care?

If we want people to talk about what we are doing, we have to do something that drives a conversation. We have to do something new to be newsworthy. It is important to analyze what is it about you and/or your business that is worth talking about. Sit and think about how your story is different and interesting from everything else you hear and see discussed.

Ask yourself:

1. What am I doing that no one else is doing?

2. Why should anyone care about me, or what I’m doing?

3. How does this fit into current conversations in a relevant way?

4. Who is affected by what I’m doing and how can I reach them?

5. Is this newsworthy or is it a commercial or sales pitch?

We live in an era where we have information overload. There is so much content available, that we have to stand out if we want our voice heard. Therefore, if we are going to do something, let’s make it impactful.  

Plan and Prepare

To have a Beyoncé-inspired initiative, you must also properly plan and prepare. Shockingly many business owners don’t take the time to write their goals, strategies and overall plan. Their norm is to work month-to- month or sometimes only weeks in advance.

I’ve had to execute projects with only a few weeks lead-time, so I can attest that there are certainly successful moments that happen sporadically. However, relying on this method will only get you so far for so long and Beyoncé certainly isn’t working week-to- week.

When it comes to your PR and overall marketing approach, begin to think months and years ahead of time, while also doing a few short-term projects in-between.

As BOSS women, here’s why proper planning is needed for the “Beyoncé Impact”:

1. A written plan and strategy forces you to identify the steps you need to take to reach your goal.

2. Writing out your goal, strategies and plan makes everything clearer to you and those working on the project.

3. A written plan is a road map for you and your team, and it keeps you on track to achieve the goals you set.

The “Beyoncé Impact” may not be easy, but it is certainly attainable. Now that we know how to formulate creative ideas and understand the need for proper planning, let’s all get in formation.

Learn more about Vanessa via her website at and follow her on Twitter @vanessaabron (personal) and @AgencyAbron (business)

Stay Focused by Celebrating the Little Victories by Nicole Woodcox M.S.W.

In this fast-paced world of immediate gratification, we can forget to celebrate the little victories.  The little victories are what keep us motivated and focused during the journeys that can’t be completed quickly.  Every journey will have trials. So pausing to acknowledge the little victories helps us not get discouraged when things take longer than expected or when the results are not exactly as planned. 

An example of this is my recent child birth experience.  I was attempting to have a vaginal birth after Cesarean (VBAC), which can be a difficult and very emotional journey.  I knew I had many factors that would make this journey a bit harder than others, given that I am a plus size woman, who has a history of gestational diabetes and pre-eclampsia.  Therefore, whenever I noticed my anxiety becoming heightened during this pregnancy, I had to remind myself of all the little victories that I was experiencing.  I celebrated everything from not having to take insulin for the gestational diabetes that returned to having the doctor tell me that he is comfortable with waiting for my body start labor naturally instead of immediately scheduling a repeat C-section.  This simple pause helped to remind me that I was not in a fight against my medical support team but was in collaboration with them.  This pause has helped me to celebrate the fact that my body was able to start labor naturally and dilate quite far instead of being discouraged that I did not get the VBAC that I wanted.  This pause helped to remind me that my goal wasn’t really just to have a VBAC, my goal was to feel listened to and truly supported by my medical support team. This pause is one tool in hopefully avoiding postpartum depression.  As the quote above states, "sometimes its the small things that make a big difference."

What journey are you on today?  Are you trying to start your own business? Are you searching for a new job? Are you starting a new career?  Are you seeking a promotion? Pause today and celebrate all of the progress that you have made.  If you have simply updated your resume or researched how to create a business plan, CELEBRATE!!

Learn more about Nicole via her website at and follow her on Twitter @thrivingwitbaby

4 Mindset Shifts For The Purpose-Filled Woman by Tanya Barnett

This past weekend, I did some serious reflecting on my life. I compared this year to last year at this very same time. I saw a remarkable difference in the woman known as Tanya Barnett: 2016 Me vs. 2017 Me. The differences were like night and day. I am walking like a purpose filled woman.
I asked myself what the stark contrast was. After all, I still have the same home, husband, and kids. I did put on a few extra pounds, however, I can still fit my clothes (I refuse to buy a larger size).
All day, I continued to ask God to show me what happened to the old me (not that I was missing her or anything). I’m so glad, He gave me a great revelation: there was a shift.
My lifestyle shifted! My way of living life had changed. My mindset had been renewed.  I adopted strategies to have more control over my life, which resulted in an acceleration in achieving my goals and the progression of my businesses. A new VICTORIOUS ME EMERGED!
The were 4 changes I made and they all stemmed from a mindset shift—-
Devotion: I now begin each morning with a devotion no matter how short. Sometimes, I read a short one from the FIRST5 app. I also love the Bible app on my phone, especially since it reads scriptures to you. I let it play the scripture of the day while I am brushing my teeth; then, I say a quick prayer. This helps me set up my day for good things to happen. I say positive things about my day, my family and my businesses.
Discipline: This is a biggie. After my devotion time, I look over my monthly goals in my Whose Shoes Are You Wearing? 2017 Transformational Calendar by Julian B Kiganda and Christine St.Vil. This calendar has a place to write goals and to write action steps (I needed this part the most.) I look at this daily and keep it on me all day long as a reminder of my purpose and of God’s promises. I love that it has quotes and a prayer in it. I glued Vision board items I want to achieve this year in the section for it. This helps me stay focused on what I need to do for the day and it helps me maintain the discipline to not get off track.
Don’t Over Commit: The major thing I did differently this year was I stopped over-committing. I actually stepped down from boards of 2 groups that I was no longer finding joy in and I also began to tell people “no”. At 1st, it was hard to say “no”, even to my husband, but in doing so, I am not going crazy trying to do 100 things every single day.
Do Take a Break: In the Whose Shoes Are You Wearing? 2017 Transformational Calendar, there is a place to write how you will reward yourself for accomplishing the month’s goals. I am so glad this is in there. It forces me to take time for myself. So far, I began getting pedicures, massages and soon, I’ll go to lunch by myself. I never did these things before. Now, I let my husband know ahead of time, that this is my time and he respects it.
As you continue to walk in your purpose this year, what mindset shifts will you adopt to move closer towards your goals?
Be sure to follow Tanya Barnett on Twitter @RealWifeCoach and check out her products & services at and 

Stop Dreaming and Start Planning 4 Key Strategies for Personal and Professional Goal Setting by Nicole Grimes, M. Ed.

Can you believe it? It seems like yesterday; we were drafting our New Year’s Resolutions and talking to friends about our goals for 2017. I read something the other day that said, “A goal is a dream with a plan and a deadline.” So, my two questions for you are:

1 - Are you dreaming or planning? 

2 – Do you have a plan, and is it effective?
One of the biggest barriers to reaching our personal and professional goals is how we choose to manage our lives. 

Here are four simple key strategies for personal and professional goal setting:

Make the Invisible Visible –  Write it Down!! There is no way that you can keep your appointments or goals (daily, weekly, monthly, yearly) in your head. This could mean use your Smartphone calendar, purchase a traditional agenda, or create a “To Do List.” When you write things down, you provide yourself with the ability to visualize your life. This allows you to create a path for your own life to “make it fit.” I love a free app called Wunderlist. It helps to create efficiency, and “to-do” lists can be shared with multiple people using multiple devices. I use if for everything from my grocery list to planning for a major project in my department.

Create Checkpoints – You set a goal in January that you want to reach by May…It’s February…are you on track? The old saying, “What gets monitored, gets done” comes to mind. To truly reach goal attainment, it’s important to create personal checkpoints for yourself. It’s so easy to set a goal, but what happens? It falls off our radar, and then we become discouraged. By creating personal checkpoints, the monitoring becomes easy. So, if we think about this like baseball, set three bases and the final stop is home plate. Write down the exact date that you will reach First base, second base, and so on. These are the points where you will self-evaluate your progress. If you really want to check yourself, choose an accountability partner. Ask that person that you know will keep it real with you to hold you accountable. Give her your exact dates for reaching your 3 bases and home plate, and have her follow-up with you! 

Pause & Self-Reflect – Each time you reach a checkpoint, complete a week on your list, take a moment to pause and self-reflect. Again, write it down… What worked? What didn’t? What distracted you? What gave you the most peace? Use this feedback to adjust your lifestyle to best fit your life with purpose. Life happens while we are living it so if we don’t take the time to pause and self-reflect, we will continue to make the same mistakes over and over again.

Remix, Reinvent, and Repeat -  In order to reach your personal goals, you must be willing to truly refine your practices and behaviors. Practice makes perfect so after you reach home plate, it’s time to Remix and Repeat. Use your notes from your self-reflection to adjust your routine, tweak your schedule, and change your behavior to create your next cycle of goals. If the plan doesn’t work, change the plan…not the goal. By repeating this 3-Step Cycle, you learn discipline, strengthen your character, and ultimately, reach your goals. Remember, we are all works in progress, but with true planning, we hold the key to making our dreams come true. 

Learn more about Nicole via her website and follow her on Twitter @thenicolemg 

Monday, March 20, 2017

BOSS Spotlight: Meet the "Creative Cultivator" Anneka M. Jenkins

Anneka M. Jenkins, Member of Alpha Kappa Alpha Sorority, Inc. and Alumni NFL Cheerleader, Anneka Jenkins received her B.A. in Communications with an emphasis in Radio Broadcasting. Currently lending her skills to Cox Media Group Atlanta, Anneka is also the Co-Founder of Show Me Shoes Foundation. The mission: rebuilding confidence..starting at the "sole".

TheBOSSNetwork: What were some obstacles that you faced in the beginning process of starting your business or career? 

Anneka M. JenkinsAt the beginning of my philanthropic journey, my biggest obstacle was the fear of getting started and not having everything together. When Show Me Shoes started in 2009, our idea was simply to collect shoes for women in need. That mission grew to become something bigger than the initial seed that was planted resulting in missions that serve not just women who new new soles.. but new souls. We overcame these obstacles by keeping the momentum going and living personally through our mission.

BN: What inspired you to break into your particular industry?

AJ: My personal journey inspired me to break into the philanthropic space. I was a Midwest girl, who was the only child with big dreams. When I moved to Atlanta to grow my career in media, I was blessed with a large group of interns who were just like me as a freshman or sophomore in college. When I finally figured out that life wasn't about me, yet my story - there was instant gratification in serving others - by inspiring them that they too can live out their deepest desires and dreams.

BN: How do you balance your personal and professional life or have you been able to find a balance?

AJ: I have been able to balance my personal and professional life through my morning rituals: prayer, yoga and meditation. My daily calendar could be intimidating, but taking ‘sole’ care of me first thing in the a.m always gives me the “ump” to conquer the day. It's imperative I start the day by clearing my mind of clutter and to-do’s. This allows me to live through each moment and breath through any difficulties or decisions presented to me. I like to tell people, you should sit in meditation for 20 minutes a day, unless you’re too busy, then you should sit for an hour. :)

BN: What is an inspirational quote that you live by? 

AJ: Be comfortable being uncomfortable.

BN: Who were some influential people or mentors that helped or encouraged you along the way? 

AJ: There are so many influential people in my life. I am truly influenced by my family, friends, “sole-sisters”, volunteers,mentees and mentors. They have all overcome some sort of adversity, are goal-driven and risk takers on this journey we call life!

BN: What are your "must-haves" to keep your career or business going strong?

AJ: My “must-haves” to keep my career going strong are my faith; a strong team of supporters, Stop, Breath and Think Meditative app; my Google calendars and a clear, peaceful and open mind.

BN: What is your definition of a BOSS?

AJ: My definition of a BOSS was taught to me by my mentor Janna B and has stuck with me ever since. BOSS is an acronym for a woman who Believes, Owns, Sees and Seizes their destiny.

Be sure to follow Anneka M. Jenkins  Twitter at @annekamaquay and @show_meshoes check out her products and services at

3 Habits of a Modern-Day Career Goddess By: Charlene Rhinehart

Some women sit around waiting for others to give them a golden ticket to success. Other women grab their black leather suitcase, put on their power heels, and create opportunities that align with the essence of who they are. 

When you see this woman, she’ll radiate with so much confidence that you’ll automatically know that she is a modern-day career goddess. The most strikingly surprising part is that her confidence isn’t layered with an ounce of cockiness; it comes from having clarity about who she is and having the courage to create the life that she wants. 

She’s mastered the career game because she’s proven that she doesn’t have to compete with anyone to climb the career ladder. She’s distinguished herself in a way that makes her incomparable to any other woman in the room. She’s in her own lane. Her lane is so appealing that other women secretly wish they could be her. 

Now, if you think you are a modern-day career goddess or have come face-to-face with one, here are three frequent habits that will confirm your thoughts. 

She Sets Goals and Achieves Them 
Many people talk about their dreams, but a career goddess takes the extra step to living her dreams. You may find her waking up at 5 AM to prepare for a 5K run or scheduling lunch meetings with accomplished leaders who can help her move to the next level in her career. Her unwavering commitment and daily focus make it impossible for her to fail. She doesn’t have time to engage in conversation about what she wishes she would have done because her calendar is filled with activities that are getting her one step closer to every goal on her list.

She Updates Her Resume When She Isn’t Looking for a Job
A career goddess is always prepared to take advantage of a new opportunity. During her quarterly reflection, she updates her resume to ensure it captures all of her most recent accomplishments and is a reflection of the opportunities she seeks to take advantage of. She understands the value of feedback and makes sure that she has others review her resume. A career goddess takes pride in her physical appearance but also makes sure that her resume equally measures up to the professional image she’s created online and in-person.

She Uplifts Other Women
Jealousy is definitely out of style. A career goddess knows that she doesn’t have to tear other women down in order to build herself up. Her empowering words instantly raise her brand to new levels of leadership. You’ll find her complimenting another woman on their new hair style, giving all-star recommendations on LinkedIn to women who have delivered exceptional speeches or taking the time to mentor another woman in the workplace. A career goddess understands that her success is quantifiable by the number of women that she lifts up, so she frequently invests time and energy into building other women up as she climbs the career ladder. 

Learn more about Charlene via her website at and follow her on Twitter @careergoddess

Friday, March 10, 2017

Just One Percent of Effort Will Change the Course of Your Life by Sylvia Duncan

In my last two blog posts, I told you that hopelessness is a dream killer, I also gave you tips to know when and how this dream killer will hold you captive.  This month we’ll discuss how to take back your life.

I talk often about my childhood and how I grew up in a violent home.   And, some of you may be “over” hearing me talk so much about the adversity I experienced, and that’s ok.  I’m ok with it because, I know why I do it; I do it for two reasons, I do it to let you know that your past can and will affect your future, and I do it to motivate me to change.  Because adversity, not just domestic violence, but any adversity can and will alter your life in a way that will have you questioning “What the hell happened!?, Why are you where you want to be in your life?”  So, I continue to tell my story to let you know that, it isn’t you, it’s your reaction to what you experienced. 

Because what you experienced, left behind toxic, self-damaging behaviors such as; low self-esteem, lack of confidence and fear that have kept you stuck.  For example, you didn’t finish school because you didn’t think you were smart enough.  You didn’t apply for that job or seek that promotion because you didn’t think you qualified.  You were afraid to start the business so, you remained on a job you hated.  All toxic, self-limiting and self-sabotaging behaviors.

And I know what that’s like, that’s why I keep telling my story.  Like the man lying at the pool, waiting for someone to do for him, what Jesus told him to do for himself, “pick up your bed and walk” (John 5:6-8) ; I was spending my days waiting for something to happen for me, all the while, time was ticking away.  And, like that man at the pool who laid there for 38 years complaining that no one would help him, I stayed shackled by the toxic behaviors created by my past, complaining about the course my life had taken, instead of making things happen for myself.  And, that’s what I’m saying to you today, “Pick up your bed and walk!” Get up and do something!

Do Something

Yes, just one percent of effort will change the course of your life, but you must make the effort.  Instead of spending time reliving the pain of the past in a way that keeps you from creating the life you desire, let it be motivation for change.   Time is indeed ticking away and each day you spend stuck behind the bars of a “mental cell” you create, by indulging the toxic behaviors caused by your past, is less time you’ll have to create your destiny.  Hear me when I say this: “Reliving the pain of the past is a worthless activity”, the only things you’ll create are excuses and paralyzing fear that keeps you from moving forward into a productive, purposeful life.  However, using the past to motivate you to change is beneficial to your future.  Now…Get Up and Do Something.

Grace and Peace,

Sylvia Duncan, 
The Life Detox Coach, Author, Speaker

Be sure to follow Sylvia Duncan onTwitter @Life@LifeDetoxCoach and check out her products & services at

Wednesday, March 8, 2017

The SMART Strategy For Goal Setting by Pat E.Perkins, CPPC

The S.M.A.R.T. strategy for goal setting by Pat E. Perkins
Goal setting is often referred to as the “secret” for most successful people in the world. Well, it can be very challenging to define the goals that inspire you and to hold yourself accountable to what we truly want in life.  This is why each year I sit down and write out the goals I desire to achieve in the coming year and then develop an intentional plan of action to fulfill them.  This takes something, but it’s completely worth it.
At the end of each quarter, I hold a quarterly goals review and look back over my accomplishments. When I actually see what’s been completed, that which I couldn’t see as even possible just a few months earlier is motivating.  There are many methods to use for creating goals. I use the SMART goal method to develop both personal and professional goals and so do many other successful people who want to experience their desires come to fruition. Here’s the detailed method:
#1: Specific – Goal clearly states what is to be accomplished in terms of end result. This may include the Who, What, Where, Why and When.
#2: Measurable – Goal clearly states the level of accomplishment of the end result. You are able to track the progress and measure the outcome.
#3: Attainable – The goal should is ambitious, but achievable. Goals may ask for improvement over past performance and/or are based on facts, analysis, and knowledge.
#4: Relevant & Remarkable – Make sure the goal is consistent with other objectives you have established and fits with your short-term and long-range plans. They should be realistic, yet challenging.  In other words, develop a stretch goal that moves your out of your comfort zone.
#5: Time-bound – Results will be accomplished within a certain period of time.  Short-term and long-term objectives are differentiated in specific time measures and deadlines and milestones serve as the basis for evaluation of progress for short-term review cycles.  Such as every 30, 90 or 180 days.
The bottom-line: Developing goals is a way to take SMART consistent action on a daily basis and help you fulfill on what you truly want in life. Don’t go without them.
“Setting goals is the first step in turning the invisible into the visible.” ~Tony Robbins
© 2005-2017 Patricia Perkins LLC. WANT TO USE THIS ARTICLE IN YOUR EZINE OR ON YOUR WEBSITE? Be my guest, as long as you include this complete messaging: Career Advancement Mentor, Pat E. Perkins, CPCC, helps motivated leaders advance smarter, progress faster and with less effort. Obtain her FREE CD on 7 Success Strategies at
About Pat E. Perkins, CPCC
Pat E. Perkins, known as The Career Advancement Mentor because she helps motivated leaders who want to advance in their career and their life and produce sustainable results in the process. Pat is the creator of the Career ADVANCEment! System™. She will help you transform the way you navigate your career so you can progress faster, smarter and with less effort.
Get Pat’s Complimentary CD plus an opportunity to connect with her privately for a FREE Get Acquainted Call about your career. Reach her online at

Learn more about Pat via her website and follow her on Twitter @PatEPerkins

Tuesday, March 7, 2017

BOSS Spotlight: Meet The "Money Coach" Cozette M. White


Cozette M. White, inspires individuals to live in purpose, embrace passion and achieve personal greatness through a balance in work and life. She is the Founder and CEO of My Financial Home Enterprises, a financial management firm helping entrepreneurs and organizations develop solutions that fuel business growth and transform products into accelerating profits. A leading authority on personal finances and business strategies, White’s advice has been called upon by ABC and FOX television stations. She has been featured on the radio, Black Enterprise, Women of Wealth Magazine, Upscale Magazine, The Huffington Post and countless newspapers across the country. Women of Wealth dubbed White, “Wealth Builders Extraordinaire” and she is a recipient of The President’s Lifetime Achievement Award under Barack Obama.

TheBOSSNetowrk: What were some obstacles that you faced in the beginning process of starting your business or career? 

 Cozette M. White: The biggest obstacle that I encountered in the start-up of my business was implementing and developing online self-pace courses for my clients.

BN: What inspired you to break into your particular industry? 

CW: I was mentored by my high school teacher, Mrs. Paramore. I can remember vividly having a conversation with her about my future dreams and aspirations. She insisted that I take an elective course, in which she instructed. It was during this period that Mrs. Paramore inspired me to explore a career in the field of Accounting/Finance.

BN: How do you balance your personal and professional life or have you been able to find a balance? 

CW: I find balance in my personal and professional life by taking time to pamper me. I typically take getaway trips to unwind from it all.

BN: What is an inspirational quote that you live by?

CW: One inspirational quote that I live by is“You must be the change you wish to see in the world."

BN: Who were some influential people or mentors that helped or encouraged you along the way?

CW: I have several influential people or mentors that have helped or encouraged me along the way. I’ve looked to these individuals for guidance in numerous ways. One person in particular that encouraged me to venture on this journey that I’ve been riding is Ms. Ky Smith. I remember sitting in her salon chair getting my hair done and we began discussing several things – speaking opportunities, expanding my existing business and leveraging opportunities that would position me for leaving a legacy.

BN: What are your "must-haves" to keep your career or business going strong? 

CW: I must continuously engage in personal development activities that propel and contribute to my individual growth. In addition, I must continuously invest in a coach.

BN: What is your definition of a BOSS? 

CW: My definition of BOSS is being in control of my life and having realistic expectations about the day-to- day challenges which are perhaps the most important ingredient to living a happy, healthy and rewarding life. No one is in control of my happiness; therefore, I have the power to change anything about myself and my life that I choose to change.

Be sure to follow Cozette M. White on Twitter @cozettemwhite Check out her products and services at

Before You Walk Away by Michelle Small


So you think it is time?  Time to “Just Do It”, Time to “Just Jump”!  Time for full-time

Recently, I read an impassioned writing by a young woman giving her thoughts regarding
“4 Reasons To Quit Your Job To Be An Entrepreneur”. 

Oh, how I wish I could sit down with her over coffee, my treat, of course, to discuss her four points:  

1. Recognition and R-E-S-P-E-C-T
“Yes, you want respect. You want to feel validated in a way thus far robbed by the corporate world or 
regular day-to-day job you live in.”  

Well, my dear, the first person that needs to recognize, respect and acknowledge your accomplishments is YOU!  If you are needing validation now, you will find yourself chasing it for a long time.  Focus on walking out your destiny, then the recognition will come.  There is no greater respect than self-respect!

2. Control
“Most entrepreneurs finally take the plunge when they become sick and tired of not controlling their own destiny."

Control or do you mean “decision making”?
In entrepreneurship, yes the decisions are all yours!  Right, wrong, or indifferent the buck stops with you.  But, if it is actually ‘control’ you believe you have, think again. The new master and overseer of Control are called “Time”.

3. Freedom
"Wouldn't it be nice to work from the beaches of Costa Rica or the slopes of Aspen? Owning your own business – you can do pretty much whatever you want; whenever you want! "

Wow!  This does sound great!  But, back to Time…You must master Time, or Time will master you.
Yes, you have the freedom to work from the beaches of Costa Rica, but most likely your computer is with you to conference call back to the U.S.

With Freedom comes responsibility!  Responsibility is called Time-Management!

4. Financial Rewards
"Goodness – lest we forget the money and financial opportunities. Do you realize there is no better way to create wealth for yourself than by being an entrepreneur?"

Now, THIS is true. Before you Jump, do your due diligence:

 Research - Identify your competitors; what makes you unique in this field?

 Personal Expenses - Along with rent, utilities, food, clothing, etc., be sure to factor in the costs of
health and life insurance provided by your current employer.

 Business expenses - Along with your personal expenses, you will need money for the business.

 Identify Potential Partners - Who is your Tribe? Don’t try to go it alone.  You need people--the
right people.

 Consider Your Strengths and Weaknesses – Honest assessment.  If you have trouble identifying them, ask somebody.

 Consider your work habits - Do you enjoy working on your own? Do you get lonely without others?

Entrepreneurship does offer a number of benefits.  Yet, with greater freedom, financial rewards, control, and respect greater responsibility!  

Remember, what you walked away from may not be where you left it if you need to go back.

Learn more about Michelle via her website at and follow her on Twitter
@courageousmi, on Instagram @courageousmi50

Thursday, February 23, 2017

Real BOSSES Launch By Nicole Sanchez (Pitch Winner)

Nicole Sanchez (E-Credit Hero) 
Real bosses launch. I was so excited to be a part of the Boss Network’s Launch and for my fintech startup eCreditHero that helps consumers fix their credit for free to be chosen as the winners. Here are a few key lessons from the event.

 1)    Real bosses launch. You only win it, if you're in it. I absolutely loved that this was a pitch competition. Though business plans important. They are mostly a tool for you as a business owner to be able to think through the key drivers of success. Will you have high fixed costs? Do you understand the drivers of profitability of your business? These are great questions to help you evaluate your business. But truth be told. Too many of us get caught up in the plan and never get to launch. Real bosses take the risk, make the leap, and launch.

2) First Start. Then Refine. Refine. Refine.
As a business owner you should always be looking to upgrade your approach and level up. That may be a shift in approach, target, business model, or partners. There’s a myth that success comes at the start, or their will be quick hits. The truth is that success is a process, refined over time. The key is to start, learn, refine, and grow.

3) Capital. There are many pathways to capital. At eCreditHero we've raised investment from venture capitalists. But there are so many ways to fund your dream. You may line up clients who fund you from the start or like Candace Founder of Myvana shared, she's been able to raise over $200,000 from pitch competitions. There are many pathways to success so get out there and do it.

Pitch Competition Contestants
4) Teamwork makes the dreamwork. As women of color, we’re taught to be strong and independent, but as you scale your business it becomes even more important to delegate. At the launch summit, powerful business owners shared how they started their companies and managed responsibilities across team members.

5) Community is key. It was an honor to being a room of inspirational women focused on our goals. As women of color we are often starved for role models. At the Boss Network Launch Summit you're surrounded for successful ambitious women who've launched and built successful businesses. 

Follow nicole online at @ECreditHero

Tuesday, February 14, 2017

Don't Trip, It's only Change by Michelle Small


I cannot get out of this sweater fast enough…yes, it is hot in here!  You don’t feel that? Oh, it's just me?  Another hot flash.  Stop tripping, it is just the Change. 

What exactly is a hot flash?  The exact cause may not be known, but science says that it happens when our reproductive hormones and our body's thermostat (hypothalamus), become more sensitive to slight changes in body temperature. 

Wow…It seems my body is declaring the changes we see in this world today--And it is HOT! 
The Boomers, Busters,  Gen-X and Millennials: We all fit on the corporate body of America and the world, and wherever we sit on the timeline of life, one thing is certain…Change! 
It is the Change we like, and the Change we don’t.  As a buster myself, I often fought with my Gen-X daughter to get a good “corporate” job.  Build that pension...maintain life insurance…GROW UP!!!! 

What took me a while to see is she had grown up, but things had changed.  Gen-X was the generation that if they could not find a way in what the buster established, then they would make a way--And make a way she did! 

Many of the Gen-X billionaires are examples of those that found their own way:  Facebook's Mark Zuckerberg, Computer maker Michael Dell, Yahoo's Jerry Yang, and Google's Larry Page and Sergey Brin. 

Wait…another hot flash!  Change!!! 

Enter in the Millennial, who hate to be labeled that way! 


If Millennials don’t like what the establishment (usually a boomer or buster) have set in motion, then they will change it!  That is what you are supposed to do, right?  Protest right? It worked before so it will work again, right? Let’s do it big, do it fast, and be done! So, why is it not working? Why aren’t the protests working? 
Well, they are protesting against the boomers, and those old hormones don’t die easily.
Who can help them, show them?  Gen-X could definitely be that bridge for change, but wait, they already found their own way.  

Yep...another hot flash! This one is a little longer and a lot bigger. Change. 

Millennials ~ Tribes over Traditions that is their mantra! 

Who raised them? Where did this come from?  Is it because a two parent traditional family was not the norm, so they created their own.  
Now, these Millennial families/tribes have crossed the traditional boundaries of culture, race, gender, and religion.  We will now see a white protestant woman protesting with signs that say “black lives matter” because that is her family…her tribe. 
Yes, change has happened, and one thing that is constant is change! 

For the last 8 years, we have had an African-American president that represented this country and his people with grace and dignity.  Eight years ago there was a 16-year-old boy or girl who is now 8 years older.  Their voice, their opinions, and their truth will set the stage for what is next.  But don’t trip…It’s only Change. 

Learn more about Michelle via her website at and follow her on Twitter @courageousmi